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Every Auto Insurance Company Is Scared Of These Tips! (2)

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Every Auto Insurance Company Is Scared Of These Tips!


Auto insurance exists for many types of vehicles, such as cars, vans, trucks, and even motorcycles.
No matter what the vehicle is, the insurance serves the same purpose for them all, providing compensation for drivers in the event of an auto accident. If you would like tips on selecting auto insurance for your vehicle, then read this article.

Know the laws in your state concerning auto insurance. In almost every state, car insurance is compulsory. You can face stiff fines and penalties for not carrying adequate car insurance. Some states are even known to jail repeat no-insurance violators. Educating yourself is important so that you can comply with the laws.

Before you add your teenage driver to your auto insurance policy, take a look at your own credit history. If your credit is good, it’s usually cheaper to add a teen to your own policy. But if you have had credit problems, it would be better not to hand that on to your child; start them off with a policy in their own name.

If you find yourself changing jobs to a company that is closer to your home than your previous employer, you may be eligible for a significant discount in your monthly premiums. Contact your insurance provider and inquire if your agent can offer you a better deal based on your shortened commute distance and time.

Figure out what the minimum requirements are for your state. This is especially important if you have an older car and are planning on only purchasing the bare minimum coverage that is out there. This could keep you from breaking the law and save you a big hassle in the long run.

Call your insurance company before you go to buy a new car. Auto insurance can be a huge expense when you are making payments on a car. Leasing a car often has high insurance rates as well. Know what to expect before you buy, and you will have an easier time budgeting.

Do not try to claim your car is worth more than it really is. It’s tempting to think that in case of an accident you might end up with a check larger enough to go out and buy that luxury car you’ve always wanted. It doesn’t work though because insurance companies only pay the fair market worth of your car, not what you claimed it was worth.

Keep your driving record clear of an tickets or violations. If you don’t have any speeding tickets or accidents, this can make your insurance lower. It shows insurance companies you are a safe driver and that you care about your driving record. A clear driving record will make your rates lower.

Be aware that the type of vehicle you drive can affect the premium of your auto insurance policy. Those premiums are based partly on the price of the vehicle, which will affect the replacement cost if it is stolen or wrecked in an accident. Surcharges may apply to vehicles that are stolen often or involved in accidents too.

In conclusion, auto insurance exists for cars, vans, trucks, motorcycles, and other automobiles. The insurance for all of these vehicles, compensates drivers in accidents. If you remember the tips that were provided in the article above, then you can select insurance for whatever kind vehicle you have.

Filed under vans and trucks

Get Your Next Car at a Police Auction

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14970483424 e0de6ecf97 Get Your Next Car at a Police Auction
Source: Flickr


There is a whole new way for the average consumer – like you and me – to get a real bargain on a car, truck, or other vehicle; consider getting your next car at a police auction.

In cities and towns all over the country, various police stations hold an auction every year to get rid of the surplus inventory they have been storing in their compound yards all year. Every year, police departments find themselves with an excess number of seized or unclaimed goods, including cars and trucks and even boats. They do use some of the vehicles themselves; that is why you see so many unmarked police cars on the roads these days. But a great number of vehicles are sold to the highest bigger at auction.

Cars, trucks, vans, and boats are not the only items available at bargain prices at police auctions. You can also find smaller items such as jewelry, artwork, furniture, and office equipment and furnishings. When criminal activity takes place, police departments all over the country have the right to seize any property that has been used in the process of illegal activity or has been gained through the use of ill-gotten funds. Most of the time, police officials do just that.

In fact, there is often quite a surplus of items – that is, more than the police station can use – so they will sell a lot of confiscated material at public auction to get rid of the merchandise and make a little extra money for the police coffers.

Although there is a wide variety of good available for ridiculously low prices, by far cars are the most popular things at police auctions very year. You only need to head down to your local automobile dealer to understand why. New, and even used, vehicles are downright expensive when you buy them off the lot, so more and more people are looking for alternative ways to get a decent car at a good price, and one place to turn for your next new car is a police auction.

Generally, there are a wide variety of vehicles you can choose from. You can ordinary-looking sedans like Honda Accords, flashier cars like Corvettes and the like, practical vehicles like Ford or Chevy pickup trucks, or just about any type of vehicle that piques your interest.

Nowadays, there is even an added bonus. Some police auctions will allow online bids, either before the auction begins or with real-time bidding you can do hundreds of miles away in your own living room. That’s right, you don’t even necessarily have to be present to win!

Of course, it can be difficult to know exactly when and where these auctions will take place, but if you prefer not to do the research on your own, there are sites that specialize in finding auctions for you, generally for a minimal annual fee. Signing up with such a service can make your police car auction experience even more successful, as your time is freed up a bit and you still get all the insider know-all to be able to bid your way to owning a great new car.

Filed under vans and trucks

It Is Possible To Get A Great Rate On Your Car Insurance By Simply Driving Well

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15347546807 3b77c73096 It Is Possible To Get A Great Rate On Your Car Insurance By Simply Driving Well
Source: Flickr

Auto insurance exists for many types of vehicles, such as cars, vans, trucks, and even motorcycles. No matter what the vehicle is, the insurance serves the same purpose for them all, providing compensation for drivers in the event of an auto accident. If you would like tips on selecting auto insurance for your vehicle, then read this article.

One of the first tips one can give with respect to auto insurance is to know what each type of coverage is, and know what is mandated by law. There is collision, liability, personal damage, bodily injury, to name a few. Each of these increases your premiums by a set amount. Determine what you need, and stick to that.

Theft of your vehicle factors in when insurance companies calculate your premium. If you have a car alarm or tracker installed on all of your vehicles, you could stand to substantially lower your premium since these prevent theft and aide in the recovery of stolen vehicles, making you less of a liability.

Look around and do some “window shopping”. Get quotes from various auto insurance firms, but don’t be bullied into accepting right then. Take that quote and compare it to another you get from a separate firm. Do not commit to anything until you have reviewed all choices and you are going to save money somewhere in the mix.

Select liability limits appropriate to your needs and personal financial situation. Most states require relatively low minimum limits. However, if you are found at fault for an accident, you could be liable for damages beyond your insurance limits. Carrying higher limits based on your personal asset situation may make more sense to provide adequate protection in case of an at-fault claim.

If you are currently paying for comprehensive auto coverage, you may be able to drop it entirely to save additional money on your bill. This type of coverage includes non-accidental damages to the vehicle, such as flood damage or theft. If your vehicle has a very low book value, it is not likely to be stolen.

In order to reduce the cost of your auto insurance policy, consider limiting the mileage you drive each year. Many insurers offer discounts for policyholders who do not spend a great deal of time on the road. It is important to be truthful when making claims of reduced mileage, however, as it is not unheard of for insurers to request proof of your driving habits in order to justify the reduction in price.

You can also get a very good discount on the premium of your auto insurance policy, if you are a senior citizen. There are a lot of companies that will offer a good discount, if you are over the age of 65 and if you have a good driving record.

In conclusion, auto insurance exists for cars, vans, trucks, motorcycles, and other automobiles. The insurance for all of these vehicles, compensates drivers in accidents. If you remember the tips that were provided in the article above, then you can select insurance for whatever kind vehicle you have.

Filed under vans and trucks

Great Auto Insurance Advice You Should Follow 2

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Great Auto Insurance Advice You Should Follow

Auto insurance exists for many types of vehicles, such as cars, vans, trucks, and even motorcycles. No matter what the vehicle is, the insurance serves the same purpose for them all, providing compensation for drivers in the event of an auto accident. If you would like tips on selecting auto insurance for your vehicle, then read this article.

To get the best prices on insurance factor the price of your vehicle into the equation. If your car is only worth a couple of thousand dollars, then you may be able to lower or drop collision and comprehensive coverage. Talk to your agent about extras that the insurance company adds into your insurance, like road side assistance. If you don’t need it, than dropping it will save you money.

If it’s imperative that you have a car and if you can not afford to replace it easily, continue paying for collision coverage. You may be thinking about dropping collision coverage to get your insurance premium cheaper, but if you are at fault in an accident, you will need to pay the full bill to repair your car. It may be harder for you to pay a repair bill in full, than it is to pay a much lower amount on your premium.

One potential source of insurance savings you may not be aware of is a commuter discount. This is a discount offered by some insurance companies to drivers who make use of public transit options for their work commute. If your insurer offers such a discount and your transit system and schedule allow it, you could save significantly on car insurance.

If your annual premium corresponds to ten percent of your car’s blue book value, you should drop your collision coverage. Coverage is limited to a car’s blue book value: if your car is too old, you are paying a lot of money for an insurance that will not pay you much when you file a claim.

Every state has minimum requirements each driver must meet for liability insurance. Most people sign up for this minimum coverage, usually to save money. This may not be the best idea, depending on the state in which you live. Some states set their minimum requirements too low, and if you were to actually cause an accident you might find yourself under insured, which puts your home, savings and other assets in jeopardy. Review your coverage and make sure you buy enough liability insurance to protect your family and your assets.

Be sure to shop around and gather multiple insurance quotes. This way you can be sure that you are not getting ripped off and getting the best possible coverage for the price. Taking time to examine different companies’ prices can save a whole lot of trouble.

In conclusion, auto insurance exists for cars, vans, trucks, motorcycles, and other automobiles. The insurance for all of these vehicles, compensates drivers in accidents. If you remember the tips that were provided in the article above, then you can select insurance for whatever kind vehicle you have.

Filed under vans and trucks

Choose The Car Insurance That Is Right For You With These Tips

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Choose The Car Insurance That Is Right For You With These Tips

Auto insurance exists for many types of vehicles, such as cars, vans, trucks, and even motorcycles. No matter what the vehicle is, the insurance serves the same purpose for them all, providing compensation for drivers in the event of an auto accident. If you would like tips on selecting auto insurance for your vehicle, then read this article.

Even if you need money badly, you should never manufacture a fake claim or make the damages appear worst than they are. Your insurance company will probably notice that you are trying to cheat them. You could get in trouble and your premium could go up because of this. Keep in mind that you are dealing with professionals.

Purchase your automobile insurance from the internet. Most companies will charge you less if you apply online because there is less overhead involved. The process is also automated, so the company does not have to pay as much to get your information processed. This means 5-10 percent savings for you.

You need to find out important details about your insurance policy before agreeing to it. You should know how much you are going to be paying for the policy and exactly what it covers. There are some policies that cover very little and some that are very detailed and that cover a plethora of possible events.

As you are shopping for auto insurance coverage, take clear notes of the different types of coverage and the respective annual and monthly rates. You want to be able to compare apples-to-apples as you are reviewing these plans. Understand their policies and limitations so you can make a fair comparison.

Many insurance companies have discounts for cars that have extra anti-theft or security features. If your car has some of these features, like anti-lock brakes, you should ask your insurance company and see if there are any discounts available. Also, you can get discounts if you took a defensive driving class or if you are a student with good grades.

There are many different types of auto insurance companies out there. Get quotes from all of them to find out what is the best price. Many companies now offer quotes online, over the phone, or you can go into any insurance agents office and make an appointment to go over your options.

Having a alarm, car tracker or other theft deterrent installed on your car can save you money on your insurance. The possibility of your car getting stolen is part of the calculations that go into your insurance quote. Having a theft deterrent system means that your car is less likely to get stolen and your quote will reflect that.

Purchase your car insurance on the Internet. Most of the insurance companies can and do offer you better rates when you purchase on their website because they are able to eliminate the need for an insurance agent. You can save up to ten percent that way, and there are many companies to choose from so be sure to shop around.

In conclusion, auto insurance exists for cars, vans, trucks, motorcycles, and other automobiles. The insurance for all of these vehicles, compensates drivers in accidents. If you remember the tips that were provided in the article above, then you can select insurance for whatever kind vehicle you have.

Filed under vans and trucks

Great Advice On How To Get Good Auto Insurance Rates

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Auto insurance exists for many types of vehicles, such as cars, vans, trucks, and even motorcycles. No matter what the vehicle is, the insurance serves the same purpose for them all, providing compensation for drivers in the event of an auto accident. If you would like tips on selecting auto insurance for your vehicle, then read this article.

Don’t try to reduce your auto insurance rates by cutting back on liability coverage when insuring your teen driver. Teen drivers have been shown to be more likely to have a car accident than an adult. If you lower your liability coverage, and your teen injures someone with your car, you could be responsible for thousands of dollars to cover the damages and medical expenses.

Get multiple policies with the same insurance company. Most insurance companies offer a multi-policy discount if you have two or more different types of insurance policies with them. You can get a discount of 10 percent to 20 percent just by carrying multiple policies with the same insurance company.

If you are the head of the family purchasing auto insurance for your spouse and/or children, you can save money on your premium payments by bundling the policies. Instead of giving each driver his or her own insurance package, make sure everyone is insured with the same policy. This will save time, money, and allow for future group discounts.

If your child receives their driver’s license and you need to get insurance, make sure to ask if your insurer offers a good student discount. Your child will be motivated to keep his grades up in order to keep driving, and you will save money on your monthly premium fee.

Find out whether you live in an at-fault or a no-fault state and understand the difference. If you live in a no-fault state, your insurance company is responsible for paying your medical bills and lost wages up to the amount of insurance you purchased. So if you are underinsured and become injured in an accident, there could be too little or no reimbursement to you, even if the accident was the other driver’s fault.

Even your age can play a large factor in the price you can expect to pay for auto insurance. Statistically speaking, drivers over the age of 55 and under the age of 25 are considerably more prone to vehicle accidents compared with adults in mid-life. While this cannot be changed, you may wish to compare coverage options across companies; some place less emphasis on the age of the insured party.

Protect yourself, your passengers, and your insurance premiums by opting for cars with added or enhanced safety features whenever possible. Front and side airbags, passive restraint systems, and a variety of other safety options make your chance of serious injury much less in the event of an accident, which then keeps medical costs to a minimum. This translates into big savings for drivers of vehicles with these options.

In conclusion, auto insurance exists for cars, vans, trucks, motorcycles, and other automobiles. The insurance for all of these vehicles, compensates drivers in accidents. If you remember the tips that were provided in the article above, then you can select insurance for whatever kind vehicle you have.

Filed under vans and trucks

Types of Camping Cars

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15255657005 8e5505c8c0 Types of Camping Cars
Source: Flickr


There are so many different types of camping cars.
There are going to be recreational vehicles known as RVs. They can be used for camping and for other types of fun outdoors as well.

The more luxurious and expensive type is the class a motor home. They are going to be modified trucks. Motor homes are going to be used for longer distances and for carrying a larger number of people.

The vehicle that is built on a commercial bus is called another type of RV. They are going to be having larger spaces and more luxury for the customer.

A campervan is going to be a true camping car. You will find that they are designed from a typical van. This is a vehicle that is going to have a raised roof. They are sometimes going to have a backside that is replaced with a coach occupying cabinet.

There are a combination of vans and trucks in the class C motor homes. The front side s going to be like a conventional van and the rear is going to be built on the chassis of a truck.

This is going to be known as a Cab-over. This is where the roof is raised over the top of the van. The mini motor homes will have a bed and some type of entertainment in them as well.

There are going to be truck campers known as camping cars too. This is more like a small camping car and it is built on a pickup truck.

There will be mainly hunters and other travelers using this type. The camping car is also going to connect a folding trailer to the van.

The folding trailer is going to be pulled behind the van and it will have a lot of storage space.

The trailers and caravans are not going to be just like mobile homes. They will have extended storage compartments and it may not include a bathroom, toilet or kitchen. Only one person can store their equipment for their camping trip and maybe a bicycle or motorcycle.

Filed under vans and trucks

Car Insurance Is More Affordable Than You Think (2)

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Car Insurance Is More Affordable Than You Think


Auto insurance exists for many types of vehicles, such as cars, vans, trucks, and even motorcycles.
No matter what the vehicle is, the insurance serves the same purpose for them all, providing compensation for drivers in the event of an auto accident. If you would like tips on selecting auto insurance for your vehicle, then read this article.

A great way to save some money on your car or truck insurance is to drive your vehicle less frequently. Many of today’s best auto insurance companies offer discounts to customers for low-mileage, incentivizing people to keep their cars parked. If you can walk instead of drive, you can get some good exercise and save money on your insurance.

When considering auto insurance, remember to look for your available discounts. Did you attend college? That could mean a discount. Do you have a car alarm? Another discount may be available. Remember to ask your agent about what discounts are available so that you can take advantage of the cost savings!

If one can keep a clean driving record then they can notice a difference in what they pay for insurance. Insurance companies like drivers that are not likely to get into accidents so that the company will not have to pay for their damages. Safe drivers can save money on insurance.

To save money on your car insurance with a teenager in the house make sure that you only add them to the cheapest car in your driveway. Insurance ratings and prices are based on the risk the company estimates that it would have to pay out in the event of an accident.

Take notes and document conversations when you are obtaining auto insurance quotes. Since each carrier is slightly different, you may find it helpful to keep detailed notes of the various offers when it comes time to review your options. As a side benefit, if you have spoken with an agent or direct representative, having notes enables you to reach back out to the same person if you have additional questions.

If you consider yourself to be a good, safe driver, then perhaps you should consider letting your insurance company put a monitor in your car. For great discounts, they will put a tracker in your car which monitors driving habits, whether good or bad, and base their rates and discounts on what type of driver you are.

The best way to save money on your insurance is to never get into an accident. If you take good care of your car, and are careful when you drive, you will never have to file a claim. Your insurance company will reward you with a discount that can save you money on your premiums.

In conclusion, auto insurance exists for cars, vans, trucks, motorcycles, and other automobiles. The insurance for all of these vehicles, compensates drivers in accidents. If you remember the tips that were provided in the article above, then you can select insurance for whatever kind vehicle you have.

Filed under vans and trucks

Moving Across The US? Consider An Auto Shipping Company To Move Your Family Vehicles.

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Car transporters, those long double-decker trucks with nine or ten cars tilted at odd angles that deliver new vehicles to dealers.

If you are moving thousands of miles, across the country perhaps, you can pay a car transporting company to move your three or four family vehicles. They move them in a similar way to the way a courier company moves parcels, changing car transporters, as it moves across the country.

This option is especially useful if your family has two or more vehicles to transport. Try to imagine the alternatives. The other ways of moving your vehicles include a convoy of cars, vans, recreational vehicles and bikes, or one person travelling backwards and forwards for two weeks and staying in hotels, using gas and putting a lot of miles on each vehicle.

The companies in this market may use smaller trucks than the dealer delivery ones, but the principle is the same.

On the large nine car transporters the loads are now planned by special computer software to get more cars onto each load. The software knows the dimensions of each model and can calculate what angle each can be raised to, creating just enough space for another car. That is why you see cars tilted down over the front of the cab, or up at angles on the lower deck. Older car transporters, without all these facilities are still around, but are used mainly on short delivery routes, perhaps to transfer cars between dealers or to an auction.

The more cars on each load the more competitive the company can be in quoting for delivery to distant cities and they may combine your vehicles with those of other people moving to the same area. You will get a better deal if you are prepared to do let them take longer, allowing more time to get a full load together.

Filed under vans and trucks

How Can I Sell My Car Fast?

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When I decided to sell my car, I didn’t have time to wait for a good offer. I needed to sell it fast so that I had the money for something new. However, I wanted to make sure that I still got myself a great deal.

The first thing I did was take fantastic pictures of my car. I knew that people would be much more interested in my car if they had great photos to look at. I took photos of both the interior and the exterior so that people could admire everything that my car had to offer. car money 300x188 How Can I Sell My Car Fast?

After that, I did some research and figured out all the information about my car that I could. I made sure I was aware of all the features and all the problems. I wrote all of this down so that I could put it into the description that I wrote.

When I went to sell my car, I listed it every place I could. I put it on sites like Craigslist, and put it on online directories for used cars. I wanted as many people to see that my car was for sale as possible.

Once I did this, offers started pouring in. I had multiple people interested in my car within hours of listing my car. It was clear that the effort I’d put into my listings worked. People were very interested in my car, and they were more than willing to pay a fair price for it.

I was able to sell my car fast in Camberley because I put a lot of effort into my listing. When you give people a reason to be interested in your car, they’ll pay attention. It’s that simple. Take the time to take good photos and craft a good description, and you will get responses.

Filed under Cars